ADVANCING RESEARCH TO CONTRIBUTE TO SOCIETY
The Family Savings Observatory was created with the aim of carrying out cutting-edge research with a social impact in areas related to household savings and investment (motivations and barriers, behavioural biases, financial education, households’ portfolio choices, best practices in different countries, micro and macroeconomic consequences of savings distribution, household consumption vs. savings, financial vs real estate investments, household financial planning, etc.). It is intended to provide a solid knowledge base and disaggregated indicators on household savings, which will enrich the debate on the best economic policies (fiscal, monetary, etc.) to promote savings and ways to raise society's awareness of their importance.
HOUSEHOLD SAVINGS AND INVESTMENT INDICATORS
The Household Savings Observatory will base its research activity on the collection and modelling of data with the aim of creating specific indicators on the distribution of savings. The construction of disaggregated savings indicators and their monitoring over time will generate a broader and more precise knowledge of this variable which is so relevant for the economy and society, helping to inform the decisions of financial institutions and authorities, and facilitating the design of strategies aimed at both increasing the general savings rate of the economy and, above all, improving its distribution among households in order to achieve a more prosperous and equal society. Shedding light on this subject will be our modest contribution to society.
Indicators to be published soon