In a new article published in The Conversation, Laura Núñez examines how growing barriers to homeownership are reshaping the relationship between housing, savings, and the long-term financial security of Spanish households. Laura Núñez, Director of the Observatory of Household and SME Finances and Professor of Finance at IE University, is…
Financial skills, digitalization, and expert advice are essential for successful financial management in SMEs. These are some of the conclusions drawn from the Observatory’s report, “The Financial Behavior of SMEs in the Context of the Spanish Economy: Determinant Factors.” Madrid, February 27, 2025 – This afternoon at IE University, the…
Familiarity with investment products drives better saving habits, challenging the notion that basic financial education is enough. This study highlights the importance of practical understanding over theoretical concepts in achieving financial success. The article titled “More Than Knowledge: Consumer Financial Capability and Saving Behavior,” coauthored by Laura Núñez-Letamendia, Patricia Sánchez-Ruiz,…
The purpose of the Observatory is to raise awareness among authorities and society about the importance of providing financial education to SMEs, small business owners, and families, in order to improve the quality of their financial decisions. Madrid, May 10, 2024 – NTT Data and IE Foundation have announced…
The fifth report from the Family Savings Observatory delves into the financial reality of digital natives and millennials, addressing the economic challenges both generations face when entering the job market. The study examines the level of financial literacy among young adults in Spain and explores the barriers in financial knowledge,…
Laura Nuñez Letamendia, Household Savings Observatory’s director, Patricia Sánchez and Ana C. Silva, presented one of the Household Savings Observatory’s research papers at the Sigma Research Symposium. Thanks to Hitotsubashi University for the warm welcome and excellent organisation, and to all the organisers (House of Finance Dauphine, NOVA IMS Information…